Top of page
    Why GHPS

    Specialists in the merchants other processors won't touch.

    GHPS exists for one reason: to give high-risk operators a payment relationship that is compliance-aware, experienced, and practical — built around how your category actually operates.

    At a glance
    in high-risk categories
    15+ yrs
    application response target
    24–48 hrs
    primary verticals
    Cannabis · CBD · Vape
    The four pillars

    Why the right merchants choose us.

    PILLAR · 01

    Compliance-first mindset

    Our review process is structured around AML/BSA expectations and category-specific risk frameworks — not boilerplate language or marketing claims.

    PILLAR · 02

    Specialists in complex categories

    Cannabis, CBD, vape, and other hard-to-place merchants are our core focus. We've worked in these categories for 15+ years.

    PILLAR · 03

    A real person on file

    Every application is reviewed by an experienced merchant specialist — not a black-box model. You'll know who is reviewing your account and how to reach them.

    PILLAR · 04

    Clearer pathways for hard-to-place businesses

    We offer practical guidance through a complex payments environment — without overstating what we can promise on any single account.

    Generic processors vs. GHPS

    What changes when a specialist reviews your file.

    Generic processor
    GHPS
    • One-size-fits-all classification on a generic processor
      Category-aware review for cannabis, CBD, vape, and adjacent verticals
    • Automated approval, then sudden deboard
      Experienced reviewer, ongoing relationship, advance notice when feasible if anything changes
    • Generic MCC, mis-coded transactions
      Category-appropriate MCC, descriptor, and program selection
    • Tier-1 ticket queue support
      Named account contact and direct line to the team reviewing your file
    Direct answers

    Questions high-risk merchants ask first.

    Why do cannabis and CBD merchants need a specialist payment partner?

    Cannabis, CBD, vape, and adjacent high-risk categories often require category-aware review, licensing context, AML/KYC checks, and clearer onboarding expectations than generic processors provide.

    Does GHPS automatically approve high-risk merchant accounts?

    No. GHPS reviews each merchant file case by case and cannot guarantee approval, pricing, timelines, or continued processing availability.

    What makes GHPS different from a generic processor?

    GHPS is focused on hard-to-place businesses and reviews merchant files with category context, compliance-aware onboarding, and direct human follow-up.

    "We don't sell speed. We sell durability. The merchants who work with us are looking for a relationship that holds up as their category evolves — and a team that's calm, experienced, and clear about what we can do."

    Chris Mills · Founder & CEO

    See if your category is supported.

    A short qualifier helps us confirm whether your vertical and state fit the programs we currently support.

    No SSN at qualifier

    Applications open

    Apply Now

    Privacy and cookie notice

    GHPS uses essential cookies for site operation. Depending on your U.S. state, you may opt out of analytics or marketing cookies before they are used.

    Non-essential analytics, marketing, and social cookies are blocked until consent where required. Review the Cookie Policy.