MCC 5912 · 5993
Cannabis & Dispensaries
Plant-touching retail and wholesale operators in adult-use and medical states.
State-licensed
Greenhouse Payment Solutions — Secure payment solutions for cannabis and high-risk businesses
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Limited-time offer for the US 250th anniversaryAt a glanceA specialist payment partner for regulated and high-scrutiny industries.
- in high-risk categories
- 15+ yrs
- application response target
- 24–48 hrs
- primary verticals
- Cannabis · CBD · Vape
Apply with GHPS
Begin with the short merchant qualifier.
Start here if you operate in cannabis, CBD, vape, or another high-scrutiny category. The first step takes only a few minutes and does not ask for an SSN.
Start Application
- Category and state fit
- Monthly volume estimate
- Specialist follow-up in 24–48 hours
Who we review
The categories most processors quietly decline.
We focus on verticals that generic processors rejected, deboarded, or never understood — and we work with operators who need a team that already knows the category before the first call.
In plain terms: GHPS reviews lawful cannabis payment processing, CBD payment processing, vape merchant accounts, and other high-risk merchant account requests case by case.
Hemp · Farm Bill ʼ18
CBD & Hemp
CBD wellness, ingestibles, and hemp-derived product brands — DTC, wholesale, and subscription.
Lab-tested product mix
PMTA · Age-gated
Vape & E-Cig
Hardware, e-liquids, and accessories — including PMTA-compliant brands operating card-not-present.
Card-not-present
Case-by-case
Other High-Risk
Nutraceuticals, kratom, firearms accessories, and other hard-to-place verticals.
Reviewed individually
How review works
From application to a real conversation.
No automated approve or decline. Every file is handled by a person who works in cannabis and high-risk merchant categories every day — and who tells you, plainly, what we can and can't do.
The process is built for merchant onboarding: confirm category fit, review business and ownership details, complete AML/KYC checks, then provide clear next steps.
- 01
Submit your business details
A short qualifier — business type, state, monthly volume. If we can support your category, we open the full application.
5–15 min - 02
Merchant review
An experienced specialist reviews your file: AML/KYC, sanctions screening, beneficial-owner verification, and category-specific risk.
Reviewed by people - 03
Follow-up & next steps
A team member follows up with next steps — typically within 24–48 hours — and walks you through equipment and gateway setup once approved.
Typically 24–48 hrs
Compliance posture
Lawful. Risk-based. Reviewed by people.
GHPS operates a compliance-aware program for cannabis, CBD, vape, and other high-risk merchants. Our approach is informed by current AML/BSA guidance and revisited as the regulatory landscape shifts.
Read the AML and compliance approach- AML / BSA
- Procedures informed by the Bank Secrecy Act framework and current FinCEN guidance applicable to higher-risk verticals.
- KYC / KYB
- Beneficial-owner verification, sanctions screening, and ongoing transaction review on every account.
- PCI-DSS
- Card data handled inside PCI-DSS aligned environments with tokenized transmission.
- Reviewed by people
- Real merchant specialists review every application. No automated approve or decline.
Informational summary · not legal advice
Position
A specialist payment partner for regulated and high-scrutiny industries.
Generic processors classify a dispensary the same way they classify a coffee shop — and react accordingly when categories shift. GHPS is built around the merchants other processors find inconvenient.
The full position paper- 01
Cannabis, CBD, and vape are the work — not a side menu.
Hard-to-place merchants are who we serve every day. Category context is built into how we read your file, not bolted on after approval.
- 02
A real person reviews your account.
Every application is handled by an experienced merchant specialist with a name, a number, and the authority to advance your file.
- 03
Compliance-aware, not compliance theater.
AML, KYC, and category-specific risk reviewed against current expectations — without overstating what we can promise on any single account.
- 04
We tell you when we can't.
If your category, state, or product mix isn't a fit, you'll hear it directly — not after a long pause and a quiet decline.
Operating notice · Applications open
When you're ready, we'll read your file the same day.
A short qualifier confirms whether your category and state fit a current GHPS program. If they do, the full application opens immediately and a specialist follows up — typically within 24–48 hours.